Disclaimer
Last updated: 2026-11-02.
This page states the limits of what ToolFactory is and what it is not. Please read it before you rely on a result.
General information only
Everything on this site is provided for general information. Nothing here is legal, financial, tax, medical, engineering or safety advice, and using a tool creates no relationship with the operator.
Results are estimates, not decisions
Every tool applies a published formula to the values you type in. The output can only be as good as those inputs. Rounding, the version of a standard a formula follows, and your own data can all change the answer — always cross-check a result that matters against the official source or a qualified professional before acting on it.
High-stakes tools need particular care
Loan, EMI, tax, GST, BMI, dosage, calorie and similar tools are deliberately simplified models. They omit your full circumstances and cannot see your credit history, exemptions, medical history or the latest rule changes. They are useful for orientation and estimation only.
Never use a result here as the basis for a medical decision, a medication or dosage choice, a financial commitment, a tax filing or any safety-critical decision. For health, speak to a doctor or pharmacist. For money and tax, speak to a licensed adviser or check the official government portal.
Checkers and validators
Checkers confirm pattern or format — that a string looks like an IFSC code, a phone number, an email address. A passing result is not proof that the underlying account, document or identity is genuine.
External links and third-party content
Some pages link to external resources for reference. Once you leave ToolFactory, that destination's own terms and privacy policy apply, and we are not responsible for its content. We check what we link to when we link to it, but we cannot guarantee that external content stays correct or available.
Advertising
The site may display advertising served by third parties. Advertisers — not ToolFactory — are responsible for their own content and any linked destination. See the Privacy Policy for how that advertising is described.
No warranty, no liability
The site is provided "as is", without warranties of any kind. To the maximum extent permitted by law, the operator is not liable for any loss arising from use of the site or reliance on any result it produces.
Errors
If a tool gives a wrong or misleading result, please tell us with the tool name and the exact inputs. Corrections get fixed, and accuracy matters more here than the number of tools.
Contact
Questions about this page: [email protected].