Terms of Use

Last updated: 2026-09-26.

Acceptance

By using ToolFactory you accept these terms. If you do not agree with them, please do not use the site.

What this site is

ToolFactory provides free calculators, converters, formatters, generators and checkers. Results are estimates produced by published formulas.

Not professional advice

Financial, tax and health tools on this site are for information only. They are simplified models: real loan approvals, tax liability and medical assessments depend on facts we do not collect. Do not act on a result here without confirming it with a qualified professional or the official source (for example the Income Tax Department, your bank, or a doctor).

No warranty

The site and its tools are provided "as is" and "as available", without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose or uninterrupted availability. You use the results at your own risk.

Limitation of liability

To the maximum extent permitted by law, ToolFactory and its operator are not liable for any direct or indirect loss arising from use of the site or reliance on any result it produces.

Acceptable use

Do not attempt to disrupt the service, scrape the site at a rate that degrades it for others, resell the tools as your own product, or use them for anything unlawful.

Intellectual property

The site layout, text and tools belong to their author. The formulas themselves are standard and in the public domain.

Governing law

These terms are governed by the laws of India, with courts in India having exclusive jurisdiction.

Changes

These terms may be updated at any time; the revised version takes effect when published on this page.