HRA Exemption Calculator
HRA Exemption Calculator: free, instant and private. HRA exemption only applies under the old tax regime.
How the HRA Exemption Calculator works
The HRA Exemption Calculator takes Basic salary (yearly), HRA received (yearly), Rent paid (yearly), City type and returns the answer instantly — no button to hunt for, no page reload. HRA exemption only applies under the old tax regime. Metros get 50% of basic, everywhere else gets 40%, and the exemption can never exceed the rent you actually pay minus 10% of basic.
Enter your own numbers to replace the example values; the result panel updates as you type. Everything runs in this single page, so nothing you enter leaves your device.
Formula used
Exemption = least of (HRA received, 50%/40% of basic, rent − 10% of basic)
| Symbol | Meaning |
|---|---|
| HRA received | the HRA part of your salary |
| basic | annual basic salary |
| rent paid | annual rent |
HRA exemption only applies under the old tax regime. Metros get 50% of basic, everywhere else gets 40%, and the exemption can never exceed the rent you actually pay minus 10% of basic.
Inputs used: Basic salary (yearly), HRA received (yearly), Rent paid (yearly), City type.
Worked example
Take the default example — basic salary (yearly) of 600000, hra received (yearly) of 240000, rent paid (yearly) of 300000, city type set to Metro (Delhi/Mumbai/Kolkata/Chennai):
- HRA exempt: 240,000
- Taxable HRA: 0
Frequently asked questions
- What formula does the HRA Exemption Calculator use?
- It uses Exemption = least of (HRA received, 50%/40% of basic, rent − 10% of basic), where HRA received is the the HRA part of your salary; basic is the annual basic salary; rent paid is the annual rent.
- Is the HRA Exemption Calculator free?
- Yes. There is no signup, no usage limit and no watermark — the calculator runs entirely in your browser.
- How do I read the result?
- HRA exemption only applies under the old tax regime. Metros get 50% of basic, everywhere else gets 40%, and the exemption can never exceed the rent you actually pay minus 10% of basic.
- Does the HRA Exemption Calculator store or send my data?
- No. Every calculation happens locally in the page, so the numbers you type are never uploaded or logged.
- Does it work on a phone and offline?
- Yes — the page is a single lightweight file that adapts to any screen size. Once it has loaded it keeps working without a network connection.