ToolFactory

UPI Payment Link Generator

UPI Payment Link Generator: free, instant and private. The link is a web standard that any UPI app — GPay, PhonePe, Paytm, BHIM — understands.

How the UPI Payment Link Generator works

The UPI Payment Link Generator takes UPI ID, Payee name (optional), Amount (optional), Note (optional) and returns the answer instantly — no button to hunt for, no page reload. The link is a web standard that any UPI app — GPay, PhonePe, Paytm, BHIM — understands. Share it in a chat or embed it behind a button; tapping opens the payer’s app with the payee already filled in.

Enter your own numbers to replace the example values; the result panel updates as you type. Everything runs in this single page, so nothing you enter leaves your device.

Formula used

upi://pay?pa=<vpa>&pn=<name>&am=<amount>&cu=INR

SymbolMeaning
pathe payee UPI ID — the only mandatory field
amamount; omit it to let the payer type their own

The link is a web standard that any UPI app — GPay, PhonePe, Paytm, BHIM — understands. Share it in a chat or embed it behind a button; tapping opens the payer’s app with the payee already filled in.

Inputs used: UPI ID, Payee name (optional), Amount (optional), Note (optional).

Worked example

Take the default example — upi id of name@okhdfcbank:

Frequently asked questions

What formula does the UPI Payment Link Generator use?
It uses upi://pay?pa=<vpa>&pn=<name>&am=<amount>&cu=INR, where pa is the the payee UPI ID — the only mandatory field; am is the amount; omit it to let the payer type their own.
Is the UPI Payment Link Generator free?
Yes. There is no signup, no usage limit and no watermark — the calculator runs entirely in your browser.
How do I read the result?
The link is a web standard that any UPI app — GPay, PhonePe, Paytm, BHIM — understands. Share it in a chat or embed it behind a button; tapping opens the payer’s app with the payee already filled in.
Does the UPI Payment Link Generator store or send my data?
No. Every calculation happens locally in the page, so the numbers you type are never uploaded or logged.
Does it work on a phone and offline?
Yes — the page is a single lightweight file that adapts to any screen size. Once it has loaded it keeps working without a network connection.